Everything you need to model your entire financial life — built specifically for India.
Salary, rental, freelancing, capital gains, dividends, agricultural — all modeled with growth rates.
Auto-compares both tax regimes every year and picks the optimal one. Includes surcharge and cess.
80C, 80CCD(1B), 80D, 80E, 24(b), HRA, LTA — all auto-calculated from your inputs.
Multi-year analysis showing when to switch regimes as your deductions and income evolve.
EPF, PPF, NPS, ELSS, equity MF, debt MF, FD, SCSS, SSY, SGBs, direct equity, real estate, and more.
Model SIP contributions that increase annually — by fixed amount or percentage.
Define liquidation order for retirement. Tax-efficient withdrawal sequencing.
Target asset allocation that shifts over time. Visualize your equity-to-debt transition.
Year-by-year table: income, tax, expenses, savings, investment growth, net worth.
Randomized market returns show probability bands — see your 10th, 25th, 50th, 75th, 90th percentile outcomes.
Fork your plan: "Buy vs rent?", "Retire at 50 vs 55?" — compare side-by-side with diff highlighting.
Test your plan against actual Nifty 50, debt, and gold data from 1990-present.
Job changes, marriage, home purchase, children, career breaks, retirement — each modifies the simulation.
Set targets (retirement corpus, child education, home) and track probability of success.
Pre-kids, kids in school, empty nest, retirement — different expense profiles for each life stage.
Home, car, education loans with EMI, principal/interest split, and tax benefit tracking.
Input your CTC, get the tax-minimizing salary breakup recommendation.
Term life and health insurance gap analysis with healthcare inflation modeling.
Export your full financial plan as a PDF report or JSON backup.
Install as an app. Works without internet. All data stays in your browser.